Fund – Leopard Center Wed, 12 Jan 2022 09:24:01 +0000 en-US hourly 1 Fund – Leopard Center 32 32 Things to Know About Same Day Loans Wed, 12 Jan 2022 09:07:33 +0000 If you’re looking for a same-day loan, a variety of choices are available to you. It is important to know the kind of loan you’re getting along with the costs and rates. This information can have a long-lasting impact on your financial situation.

These are the most commonly used types of same-day loans: same day loans near me like Green Day Online

Payday loans

Payday loans are one-time loan that is due on the next payday. It typically is for an amount that is small.

Payday lenders typically do not take into account the credit rating or your score when assessing the ability of you to pay back the amount borrowed, which makes payday loans a good alternative for those with bad credit.

So, if you’re unable to repay the loan by the due date it could result in paying a lot of costs.

Pawn Shop Loans

Another option to make quick cash is to bring the valuable item to a pawnshop and then exchange it for a predetermined sum of money.

You’ll need to repay the loan amount (plus the interest and any fees) on the due date. At that date, you’ll be able to claim your belongings returned.

If you fail to repay the cash advance loan The pawnshop may take the items and collect the cost of fronting.

Title Loans

Title loans are high-interest loan that provides cash the day after the application. It’s usually for a small amount (similar to a payday online loan).

You can also utilize your personal possessions as collateral in order to protect the loan through the title loan. For instance, you can make use of the title to your vehicle to get personal loans. After you have paid off all debts and received them back.

The loans for the title also come with high APRs and borrowers run the risk of losing their belongings to the lender in the event that they do not get returned.

Despite Big Ten overthrow, Pritzker says youth sports in Illinois will remain on hold | Chicago News Thu, 11 Mar 2021 05:19:50 +0000

Video: Northwestern Medical emergency physician and athletic doctor Dr George Chiampas and Loyola Academy football head coach and former NFL linebacker John Holecek talk about playing sports amid the pandemic.

On the same day, the presidents and chancellors of the Big Ten universities voted to resume football and other fall sportsGov. JB Pritzker said Illinois elementary and high school teams would not see a return to the game just yet.

Citing a lack of widespread safety protocols and limited COVID-19 testing capacity, the governor on Wednesday doubled down on his position that it is not yet safe for young athletes to start playing football or other sports. fall.

“Under no circumstances will I put children and their families at risk,” said Pritzker. “To those who claim that putting your child at risk is a matter of personal choice, I say: this is a pandemic. It is a terrible and unprecedented moment in our country. Living together in a free society means that neighbors protect each other so that we can all enjoy freedom and security. “

But Pritzker was shunned by parents and athletes calling for the return of youth sports this fall.

Illinois Department of Public Health Director Dr Ngozi Ezike said athletics can amplify the spread of the disease as players are in closer contact for longer periods of time with several other players and coaches. , both on the pitch and inside the locker room.

And Michael Lin, infectious disease specialist and epidemiologist at Rush University Medical Center, said contact team sports like football and hockey can very easily become mass-market events, starting with a single positive case. .

“With every young athlete, there is a parent or maybe a sibling or grandparent who may be at risk for the dire consequences of COVID-19 disease,” he said. “Youth sports don’t work in a vacuum and if COVID-19 spreads among our young athletes, it becomes a risk for our entire community. “

The IDPH on Wednesday reported 1,941 new cases of COVID-19 and 35 additional deaths, bringing the statewide totals to 266,151 and 8,367, respectively.

Each state bordering Illinois would have cleared football in high school this fall. The Illinois High School Association is currently considering playing his high school football season in the spring.

The Big Ten Conference about-face came just five weeks after those same presidents and chancellors voted to postpone the next football season. One of the main drivers of this reversal has been the emergence of rapid response daily COVID-19 tests.

But Pritzker and Ezike noted that many elementary and high schools do not have the same resources as universities and professional sports leagues to provide athletes with these daily tests or to isolate them from the general public like the NBA and NHL’s. have with their respective bubbles. .

“No one wants the kids to sit on the sidelines, no one wants the kids not to be in school,” Ezike said. “Everyone wants the same end point and we’re just trying to get there in the safest way possible.”

In the Big Ten, team positivity rates and population positivity rate cutoffs will be used to determine whether teams should stop training or play. If an athlete is diagnosed with COVID-19, they should wait 21 days after a positive diagnosis, undergo a cardiac evaluation and receive authorization from a cardiologist designated by the university before being allowed to resume competition.

Even with these precautions in place, Lin said epidemics have always happened.

Ezike said things like lower positivity rates and less spread of COVID-19 in the community could eventually lead to a return to the game. But she didn’t give specific benchmarks that these data points need. reach before youth sports can resume.

More information is also needed, she said, on the effects of the disease on children and adolescents, especially with regard to myocarditis – a type of heart inflammation that can be caused by COVID – 19.

“As we get all of this information and try to identify ways to treat or prevent some of these serious complications, as we see what positivity thresholds might sufficiently reduce the risk of playing sports, the built-in at risk, we’re going to put all that information together and use what’s going on in other contexts as well to try to make the most informed decisions, ”she said.

The Associated Press contributed to this report.

Contact Matt Masterson: @ByMattMasterson | [email protected] | (773) 509-5431

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Islam Slimani joins Lyon from Leicester, Moussa Dembele loaned to Atletico Madrid | Football news Thu, 11 Mar 2021 05:19:50 +0000

Lyon have finalized the signing of a permanent contract with Leicester striker Islam Slimani.

The Algeria international joined Sporting Lisbon for £ 29million in August 2016 and made 29 appearances for them in his debut season with the Foxes.

However, he subsequently fell out of favor and has since been on loan at Newcastle, Fenerbahce and Monaco.

Slimani has only made one appearance for Brendan Rodgers’ side this season, coming off the bench in a 1-0 loss to Aston Villa in October as he made his first game for Leicester since January 2018.

The 32-year-old’s contract at Leicester was due to expire at the end of the season.

Premier League Live

Slimani joins Lyon on the same day Moussa Dembele ended his loan at Atletico Madrid until the end of the season.

According to the French club’s website, Dembele is joining Atletico on loan fees of € 1.5million (£ 1.35million) with subsequent ongoing fees of € 33.5million (30 million pounds sterling).

The deal also includes additional incentives of up to € 5million (£ 4.5million), as well as a 10% sales commission on any future transfers.

Follow the January transfer window with Sky Sports

The winter transfer window is open until Monday February 1 at 11 p.m.

Follow all the news and analyzes on Sky Sports News and through Air sports” digital platforms, including our Transfer center Blog.

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New rapid, daily coronavirus tests could save Pac-12 football and basketball seasons Thu, 11 Mar 2021 05:19:50 +0000

The Pac-12 could play soccer and basketball sooner than expected after the conference announced Thursday that each of the 12 schools will soon have the capacity to perform rapid, daily COVID-19 tests on athletes.

Pac-12 commissioner Larry Scott called the deal with Quidel Corp. QDEL,
+ 0.92%
a “game changer”.

He said the ability to test athletes every day and receive results within 15 minutes could lead the Pac-12 to return to the game before the Jan. 1 date set by conference university presidents when have postponed the fall sports season to August 11. .

“This is a very important and meaningful step, but there are other considerations that will go into our plans to return to the game,” said Scott.

The six Pac-12 schools in California and Oregon are still not allowed to hold full practices due to state mandates to mitigate the spread of the coronavirus. However, California professional football teams have been allowed to continue with normal preparations for a season that begins on September 13.

“Even if we were ready to start tomorrow, we couldn’t,” Scott said. “There is definitely more to do in terms of working with health officials.”

The Pac-12 said Quidel’s Sofia 2 tests and testing machines are expected to be delivered to conference schools by the end of September. Machines can perform what is called a point-of-care antigen test.

Doug Bryant, president and CEO of Quidel, said the company has agreements with several schools that are already using its rapid tests. He declined to say which schools and added that the partnership with Pac-12 is different from its other agreements because the company will provide the conference with the capacity to test for COVID-19 on a daily basis.

“Over the past month, we’ve doubled our shipping capacity,” said Bryant. “As we continue to increase production, we will have the opportunity to help other conferences if requested. “

In August, when the Pac-12 postponed its season, its medical advisers recommended that the frequency of athlete testing be dictated by the seven-day positive test rate and daily new cases of COVID-19 per 100,000 population in the counties where each school is located.

Back then, that meant Utah, Arizona, State of Arizona, Southern California, and UCLA all should have tested athletes on a daily basis. Several other schools were said to have been forced to test every other day.

Scott said when the conference made the decision to postpone fall sports, they didn’t think they would have access to this type of quick test until November at the earliest.

Conferences moving forward with football starting this month – including the Big 12, the Atlantic Coast Conference and the Southeastern Conference – have indicated that they plan to test their three soccer players. times per week.

“Having the ability and ability to immediately identify and remove a potentially infected person before entering the practice range really reduces the risk and eliminates the gap that currently exists with traditional laboratory tests,” said Dr. Doug Aukerman of Oregon. State. He heads the Pac-12 medical advisory committee.

A return to competition on Jan. 1 could also put the Pac-12 behind the rest of the country in basketball. Basketball season typically begins in early November, but Scott said the NCAA is considering delaying it until November or early December.

Quick, daily tests improve the Pac-12’s chances of starting on time.

“So I’m very optimistic that we’ll have a season,” Washington basketball coach Mike Hopkins said. “I think we definitely will, especially with the way this testing and this partnership goes forward.”

The Big Ten postponed fall sports on the same day as the Pac-12. As the Big Ten have been crushed with criticism from all sides, including a lawsuit by Nebraska players demanding that their decision be overturned, the Pac-12 presented a united front in favor of the postponement.

Scott said he considers it a “high priority” for the Pac-12 and Big Ten, Rose Bowl partners, to line up their return to football. The Big Ten discussed plans to start a football season as early as Thanksgiving weekend, although the conference focused more on an early January start.

“Not only for our student athletes could we have a championship game and a Pac-12 champion, but it would be great to have some of the traditional post-season opportunities that Pac-12 and Big Ten have enjoyed together. for many years, decades, ”Scott said.

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NCAA cancels all Division I fall athletic championships; Syracuse football is excluded Thu, 11 Mar 2021 05:19:50 +0000

Syracuse, NY – The NCAA announced Thursday that it will not host any championships this fall, which means Syracuse’s football, field hockey, cross-country and volleyball teams will not be able to compete for a national championship during their scheduled season.

Cancellation does not apply to the FBS Football Championship, which is not administered by the NCAA.

The cancellation of fall sports by programs and conferences across the country reduced participation in these sports to less than 50 percent, the organization’s threshold for hosting a championship.

“We can’t now, at this point, have a fall NCAA Championships because there aren’t enough participating schools,” NCAA President Mark Emmert said in a clip on social networks. “The Board of Governors also said that if half the schools don’t play a sport, you can’t have a legitimate championship. We cannot in any Division I sport, which is anything other than FBS football. Sadly, tragically, that will be the case this fall. Complete stop. “

What this means for Syracuse’s fall programs is not immediately clear. Representatives of the school’s sports department could not be reached immediately.

Some conferences have expressed a desire to try to have their fall teams play in the spring and Emmert has said he hopes the NCAA Championships can be held in the spring. But if the Syracuse teams don’t play in the fall, it would leave the uncomfortable situation of having the income-generating football program as the only team actively participating during a pandemic.

Syracuse could also continue to have its fall sports competing in the fall and culminate the year with the ACC tournament, which features some of the country’s top teams in most sports. While the NCAA holds end-of-season championships in most sports, the decision of whether or not to play the regular season is up to schools and conferences.

Football, the most publicized fall sport, has seen its most powerful leagues diverge in direction over the past week. The Big Ten and the Pac-12 have both canceled their fall football seasons while the ACC, SEC and Big 12 are currently planning to advance a football season.

The NCAA’s fall sports announcement came on the same day as a number of organizations medical experts have offered pessimistic perspectives on the idea of ​​playing sports in the fall during a conference call with reporters, saying earlier hopes the country would bring the pandemic under control have not gone as planned.

While New York State has controlled the spread of the coronavirus, it is still raging in other parts of the country, including Florida, which set its record with 277 deaths on Tuesday.

The organization also spoke about recent findings that it was aware of a dozen cases in which an athlete contracted coronavirus and then was found to have myocarditis, a heart disease that can pose a risk of arrest. sudden heart and death. It is not clear how closely the two are related, although the results were a reminder of how unknown the medium and long-term impact of the virus is.

“I feel like the Titanic,” Carlos Del Rio, executive associate dean at Emory University and a member of the Infectious Diseases Society of America, told reporters on the conference call. “We’ve hit the iceberg and we’re trying to decide what time the squad should play. We need to focus on what’s important. What is important right now is that we need to control this virus. Not having fall sports this year, to control this virus, would be the number one priority for me.

While there is a chance that the country will turn to indoor activities in winter will worsen the pandemic in parts of the country, medical experts have also expressed hope that a vaccine, better tests and better. behavior could create a safer environment across the country.

Contact Chris Carlson anytime: Email | Twitter | 315-412-1639

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Capitol riot may have put lawmakers at risk of coronavirus infection Thu, 11 Mar 2021 05:19:50 +0000

Attending physician of the Congress warned Members of the House on Sunday may have been exposed to the coronavirus last week, after evacuating the House chamber when pro-Trump insurgents stormed the U.S. Capitol.

In an email, attending physician Brian Monahan wrote that after evacuating to “a large committee hearing space,” the members “may have been exposed to another occupant infected with coronavirus.”

“Please continue with your usual daily coronavirus risk reduction measures,” Monahan continued in the email, and “get an RT-PCR coronavirus test next week as a precautionary measure.”

Monahan’s warning is particularly striking in the context of a video obtained last week by Punchbowl News – a new media started in early 2021 with a handful of Politico alumni – which show evacuee House members unmasked and close to each other.

In the video, a lawmaker – Representative Lisa Blunt Rochester, a Democrat from Delaware – can be seen offering masks to other members, but many decline the offer.

“While I was disappointed by my colleagues who refused to wear a mask, I was encouraged by those who did”, Rochester said in a Friday tweet after the video went public. “My goal, in the midst of what I feared would be a super spreading event, was to at least make the room a little bit safer. “

It’s unclear whether the piece in the video is the same one that Monahan’s email warns of as the location of potential coronavirus exposure, but the footage, combined with the email, raises the alarming possibility of a Covid-19 outbreak on Capitol Hill.

As of Wednesday, at least one House member – Republican Rep. Jake LaTurner of Kansas – has announcement that he tested positive for Covid-19, although it is not yet clear whether LaTurner is the person with a coronavirus infection referenced in Monahan’s email.

LaTurner, member of Congress for a first term, confirmed in a tweet he tested positive on Wednesday night – the same day the Capitol was attacked.

“Congressman LaTurner follows the advice of the House doctor and the CDC guidelines,” a tweet from his official account says, “and, therefore, does not intend to return to the House for the votes until he is authorized to do so.”

There are also obvious coronavirus concerns over the crowd of largely maskless pro-Trump insurgents who invaded Capitol Hill on Wednesday. Many of these insurgents were in close contact with members of the Capitol Police as lawmakers evacuated.

“You cannot keep your distance if you are trying to leave a very intense and dangerous situation,” said Seema Lakdawala, expert in respiratory virus transmission. told the New York Times last week. “You are weighing the risk to your life versus the risk of contracting a virus at that time. “

Another area of ​​concern is that if Wednesday’s events result in additional cases of Covid-19 – or even turn into a superpropagatory event, although there is currently no evidence that has occurred – Congress is a particularly vulnerable population.

In particular, age is an important risk factor for severe Covid-19 cases. According to the Mayo Clinic, about 80 percent of U.S. deaths from the virus have been in people 65 and older – and the middle age House Democratic leaders at the 116th Congress (the 117th Congress started last Sunday) was 71 years old. The average age of the entire Democratic caucus in the previous Congress was 58 and 57 for the Republican conference.

One fact that could help limit any potential spread, however, is that many members of Congress – including the most senior members of each party in the House and Senate – have already received the first of two vaccines against Covid-19, hopefully reducing the risk of an epidemic. Like Kelsey Piper from Vox explained, “Receiving only one dose always reduces a person’s chances of contracting Covid-19 by 80 to 90%, at least initially. “

Congress spared the worst of the Covid-19 pandemic

Despite the risk factors on Capitol Hill, Congress has so far been spared the worst of the coronavirus pandemic. Since mid-December, 49 members in both chambers had tested positive for Covid-19, although that number has since increased and there have been no deaths among serving members.

However, elected representative Luke Letlow, 41, coronavirus death at the end of December, just days before he was sworn in as a member of the 117th Congress.

Even older members of Congress, like 87-year-old Iowa Senator Chuck Grassley, who tested positive in November, had the experience in good health, although Alaska Rep. Don Young, also 87, said on twitter after surviving the virus that “quite frankly I hadn’t felt so sick in a very long time.”

This is in stark contrast to the predicament facing the country as a whole: Overshadowed by Wednesday’s insurgency on Capitol Hill, the United States reported on Thursday. highest number of deaths in one day from the pandemic with 4,112 deaths.

The United States also recorded 300,000 new cases in a single day on Friday for the first time in history, reporting 300,594 cases. On average, the country has reported 253,958 new cases per day over the past seven days, according to the New York Times.

The wider deployment of the vaccine in the United States is also well late, with only 5.9 million people vaccinated Thursday, far from 20 million the Trump administration Said would be vaccinated by the end of December.

The tide may turn in the near future: Dr Anthony Fauci, the country’s leading infectious disease expert, said Last week that although the initial vaccine rollout stumbled, “I think we’ll gain momentum as we get past the holiday season in the first two weeks of January.”

And President-elect Joe Biden, who will be invested in 10 days, has pledged to large-scale vaccination effort to get “at least 100 million Covid vaccines in the arms of the American people” during his first 100 days in office.

To do this, Biden said he would do a bit controversial change in distribution strategy in the United States, releasing all available doses at once. The two vaccines currently cleared for widespread use in the United States require two doses, and the Trump administration had chosen to withhold doses to ensure those who receive their first dose are guaranteed to have a second available when they are. should receive it.

But even if the US vaccination effort improves in the coming weeks, right now the pandemic is tear the United States apart almost without control. Wednesday’s events may have made Congress more vulnerable than ever to the virus.

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Alabama State Representative Resigns Pastor After Attending KKK Chief’s Birthday Event Thu, 11 Mar 2021 05:19:50 +0000

Alabama lawmaker Will Dismukes has resigned his post as pastor of a local Baptist church. The resignation of the representative of the republican state came a few days later he attended an event celebrating the birthday of Nathan Bedford Forrest, General of the Confederate Army and first leader of the Ku Klux Klan.

Alabama lawmakers and voters condemned Dismukes and shared numerous calls for his resignation from the state legislature earlier this week. The criticism follows previous pressure for Dismukes to resign last month, in light of his public support for continued state funding at Alabama’s Confederate Memorial Park in Marbury. On Thursday, Dismukes’ intentions regarding his position in the state House of Representatives remained unclear.

Dismukes sparked the latest wave of backlash with a Facebook post about the July 25 event, which takes place annually. Dismukes gave a speech at this year’s rally, which was held at Selma in Fort Dixie, which is not a real fort but is believed to have been owned by Butch and Pat Godwin. A commemorative event to commemorate the late Congressman and civil rights leader John Lewis was underway in Selma on the same day.

“We had a great time at Fort Dixie talking and doing the invocation for Nathan Bedford Forrest’s annual birthday celebration,” the post read. “Always a good time and of course good meals !!”

The Facebook post was removed from Dismukes’ personal account shortly after media began reporting its content. He later referred to “the cancellation of culture” and “anti-south sentiment” in a statement addressing the public reaction.

“I guess with the anti-south sentiment and everything, and the things that we have in the world today, there are a lot of people who seem to be more and more offended,” Dismukes said in the statement to the NBC affiliate. WSFA-12. “We live in a time where we are literally going through a culture of canceling all fields and people are even more sensitive to different issues and different topics.”

Representative Will Dismukes (R-1865) spent today honoring a founder of the KKK rather than a giant of the civil rights movement. Both events took place in Selma, but there aren’t really two sides to it.

Want fewer people like Will Dismukes to be elected in Alabama? Help us:

– Democrats of Alabama (@aldemocrats) July 26, 2020

Mel Johnson, the senior mission strategist at the Autauga Baptist Association, which oversees the Pleasant Hill Baptist Church, where Dismukes served, discussed his resignation in comments to the Christian newspaper. The Baptist of Alabama Wednesday. He said the association’s leadership responded quickly to Dismukes’ Facebook post.

“Immediate efforts were made to get in touch with Will,” Johnson told the newspaper. “He was open and responsive to our call and the in-person meeting that followed Tuesday afternoon.”

Johnson confirmed Dismukes’ resignation to News week Thursday.

Rick Lance, executive director of the Alabama Baptist State Board of Missions, posted a blog post on Monday distancing the board from Dismukes’ ties to the KKK.

“Like so many others, I am heartbroken over the recent ugly events that have exposed the sin of racism among us,” Lance wrote.

A brief foreword attributed to several board members added: “We are saddened and saddened to learn of the recent Facebook post from State Representative Will Dismukes, who also serves as a bivocational pastor. of enormous controversy, we reaffirm our opposition to any kind of racism. “

News week contacted Dismukes for comment, but did not receive a response in time for the post.

Members of the Fraternal White Knights of the Ku Klux Klan take part in an annual Nathan Bedford Forrest birthday march in Pulaski, Tennessee, in 2009. Alabama State Representative Will Dismukes has resigned his role pastor of a local Baptist church after attending a similar event. last weekend, which caused a massive backlash from the public.
Spencer Platt / Getty

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Brothers Kolomoiskiy and Surkis withdrew money from Privatbank during bail-in Thu, 11 Mar 2021 05:19:50 +0000

Consult the original document
Kroll investigators have uncovered a ploy that reveals how Igor Kolomoiskiy, Igor and Grigory Surkis withdrew funds from Privatbank during the bank’s nationalization. This fact is noted in the information our editors obtained from the 2017 Kroll Report.

According to this information, in 2008-2010 a number of companies associated with Privatbank received loans from Privatbank Cyprus, for a total amount of USD 361 million.

“The loans, totaling $ 361 million, were grouped into batches, in which the loans were issued within minutes of each other before being immediately routed through a network of transactions between the accounts. related companies that appeared to have no obvious business purpose.

According to investigators, the same funds were then deposited at Privatbank. They were initially deposited for a period of up to two years at the time of the bail-in into the accounts of a number of companies which then redirected the funds to the deposit accounts of six companies: Sofinam Investments LLP, Lumil Investments LLP, Berlini Commercial LLP, Camerin Investments LLP, Sunnex Investments LLP and Tamplemon Investments LLP. They were all registered on the same day at the same address and came under the jurisdiction of the British Virgin Islands.

“These six account holders accounted for around 80% of the total bond deposits in Cyprus, for a total of US $ 245 million…. . . Interest received on deposits was significantly higher than interest due on loans ”- says the Kroll report. “The loans appear to be part of a much larger long-term program, in which loans issued by Privatbank Cyprus have been recycled and repaid by new loans issued under the guise of legitimate business loans. While the loans that were issued and funneled into depositors’ accounts have now been settled, the source of the funds that settled them has not yet been fully understood, as it involved multiple layers of loan recycling.

About $ 150 million, including loan funds and interest, was withdrawn from Privatbank through this program. According to the Kroll report, these funds were transferred to a number of accounts held at the Bank of Cyprus.

Kroll’s research has shown that the six deposit accounts mentioned in the report lead to Grigory and Igor Surkis. They are Ukrainian oligarchs and business partners of Igor Kolomoiskiy, one of Privatbank’s biggest shareholders before its nationalization. The Surkis brothers tried to prove in court that they were not associated with the former owners of Privatbank and insisted that the bail-in procedure was illegal.

Along with the legal proceedings in Ukraine, Igor Surkis filed a complaint with the High Court in London. The trial, unlike the Ukrainian procedure, declared the obvious connection between the Surkis brothers and Igor Kolomoisky.

On June 15, 2020, the Grand Chamber of the Supreme Court of Ukraine decided to close the case of the Surkis family against the National Bank of Ukraine: they did not dispute the fact of their connection to the former owner by Privatbank Igor Kolomoiskiy.

An independent Kroll investigation into the activities of Privatbank was carried out from 2016 to 2017. It found that Privatbank had been part of a large-scale coordinated fraud program for at least ten years before the bank’s nationalization, resulting in a bank loss of at least USD 5.5 billion. This information is indicated in the survey results which were presented by the National Bank of Ukraine in January 2018.


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7 Tips For Closing Your South Carolina Residential Home Purchase (or 7 Things Your Real Estate Lawyer Wants You To Know) Burr & Forman Thu, 11 Mar 2021 05:19:50 +0000

Congratulations! You are finally buying your dream home in the Lowcountry! For most of us, buying a home is the biggest financial investment we make. In South Carolina, attorneys are required by law to oversee residential real estate closings. Most South Carolina real estate law firms also provide title insurance services. Our region’s real estate lawyers and paralegals are proud to close closings and welcome new residents to the Lowcountry. Below are 7 tips to know when closing your purchase:

  1. Reread your contract before signing it. It might sound trivial, but is your name spelled correctly? Is your address included? What is the closing date? Look at a calendar. If you have planned a trip to Antarctica (it happened) or if it is a public holiday, change the closing date before signing the contract. If you are funding your purchase, choose a closing date of at least 45 days from the date you sign your contract. While you’re there, avoid closing on the 15th and the last day of the month. Your real estate lawyer and paralegal will thank you.
  2. Your lawyer and lender will ask you for a lot of information. Answer phone calls, emails, and letters from your lawyer and lender. Provide your full contact details to your law firm and lender. Use your full legal name. The information you provide helps your attorney represent you effectively and keeps the closing going smoothly so you can move into your dream home on time. If you don’t understand something, ask us.
  3. You do not have to attend the closing in person. Your lawyer can send you the closing documents by email or next day delivery, but you should attend your closing in person if possible. At closing, you will likely only meet with your lawyer and paralegal to sign documents. The sellers will meet with their lawyer. Your real estate agent or loan officer may attend the closing, but this is rare.
  4. In South Carolina, we still need the original signatures on many closing documents. You probably won’t be able to use digital signatures for your closing documents. Some documents may require a witness and a notary. If you will not be attending the closing of your law firm, you may need to make arrangements to sign the documents in the presence of a witness and a notary where you sign.
  5. You will need to transfer funds to your attorney’s trust account for the amount you owe on closing. Contact your bank or financial institution to determine what you will need to do to transfer funds. Some banks require that you visit a bank in person to authorize a transfer. A customer had to drive from Hilton Head to Virginia to authorize a wire transfer to the nearest bank branch. Hopefully, this situation will not happen to you, but knowing your bank’s requirements in advance will ensure that your purchase is not unnecessarily delayed.
  6. This is the hardest part. Don’t expect to receive the keys to your new home at the closing table, especially if you get a loan. You need to sign documents, the seller needs to sign documents, your lawyer needs to get loan approval and loan funds from your lender, and your lawyer needs to receive your funds for closing. Your lawyer should send the seller’s product to the seller’s law firm. Only then are you entitled to take possession of your new home. Do not show up in your moving van with your pets for closing. Do not schedule movers, painters, cable companies, etc. for the afternoon of your closing date. Schedule your closure early in the morning to allow time for the closure to be completed on the same day. Despite our best efforts, delays do occasionally occur, and having to tell customers to reschedule deliveries is one of the toughest calls we have to make.
  7. Buying a new home is a huge and wonderful life event. We don’t expect customers to be fencing experts. Your real estate attorney and paralegal deal with fencing on a daily basis, so count on them to guide you through the closing process.

[View source.]

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As the Tigers start looking for a new manager, looking back at the last one 3 years ago Thu, 11 Mar 2021 05:19:50 +0000

DETROIT – Three years ago this month, the Detroit Tigers decided to part ways with manager Brad Ausmus.

The divorce was neither contentious nor unexpected. In many ways, it wasn’t even a layoff. Ausmus’ contract expired at the end of the season. Both teams felt that a fresh start would be ideal, especially in light of the Tigers’ new leadership.

Tigers manager Ron Gardenhire retires: how the sudden decision unfolded

Ron Gardenhire’s tenure in Detroit: a timeline of ups, downs and key moments over the past 3 years

Just three weeks earlier, the Tigers had traded star pitcher Justin Verlander. Lest there be any doubt the club were all-in on the rebuilding effort, the Tigers traded veteran outfielder Justin Upton on the same day.

“We felt it was a new start, a new beginning and we will have new leadership as we move forward”, CEO Al Avila said when he announced the change.

Ausmus agreed and said that even if Avila had approached him for a contract extension, he would have refused.

“Sometimes you have to be able to assess yourself,” Ausmus said. “I think this team and this organization are starting over and need a new voice.”

It was September 22, 2017.

Ausmus led the team until the last game on October 1. (The last weekend in Minnesota included the New for Romine Game).

Ten candidates were interviewed and Ron Gardenhire was introduced as the new manager on October 20.

This year’s research could follow roughly the same trajectory. Gardenhire announced his retirement on Saturday. The Tigers season will end on September 27 or 28.

The current COVID situation could complicate the interview process, especially for candidates who are part of the MLB playoff “bubble”. (And with 16 teams in the playoffs, there will be quite a few).

MLB generally frowns on releasing big news during the playoffs, but the Tigers were able to introduce Gardenhire during a gap between the end of the league championship series and the World Series. It could be more difficult this year, with no days off built into the playoff schedule.

So while the Tigers could announce their new skipper at the end of October – as they did three years ago – it wouldn’t be a huge surprise if that continued into November.

If the Tigers pick an internal candidate, like interim manager Lloyd McClendon, that timeline could be accelerated.

Avila has yet to speak in depth about what he will look for in a new manager.

Three years ago he pledged to be “open-minded” but also introduced criteria that would have excluded Ausmus when he was hired before the 2014 season: -league level.

Ausmus never held a full-time position on the pitch before being hired by the Tigers just three years after retiring as a player.

Gardenhire, on the other hand, has spent nearly three decades in the big leagues since retiring as a player and has scored more than 1,000 wins as a manager.

If Gardenhire were the anti-Ausmus, could the Tigers come back the other way this time around?

There are only 30 jobs like this in the world, so Avila and the Tigers will have no trouble attracting qualified candidates.

Here’s what Avila said three years ago: “I’m going to try to sell them on opportunity. Really, you’re going to be manager of the Detroit Tigers rebuilding with all the opportunities in the world ahead of you. You’re going to be able to go from there. bottom up, instead of picking up something that’s already there.

This year, part of the terrain will remain the same. The new guy will always have the opportunity to go from the bottom to the top. But now the teardown is complete.

The new manager is unlikely to have to endure a 114-game losing season, like the Tigers did in 2019, but expectations will also be considerably higher. The new kid on the block will not be able to play the “reconstruction” card when things go wrong.

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